> For the complete documentation index, see [llms.txt](https://docs.anzo.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.anzo.app/product-guide/cards/card-refunds.md).

# Card Refunds

If a card payment is refunded:

* The refunded amount is returned to your Anzo balance
* Processing times depend on the merchant and card network

Some transactions may first appear as **pending** before being completed or reversed.