> For the complete documentation index, see [llms.txt](https://docs.anzo.app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.anzo.app/product-guide/cards/create-a-virtual-card.md).

# Create a Virtual Card

Create a virtual card in seconds and start using it for online payments and subscriptions.

{% embed url="<https://youtube.com/shorts/K2DeAfXfTto?feature=share>" %}

#### How it works

1. Open **Cards**.
2. Tap **Create card**.
3. Start identity verification.
4. Complete the verification process.
5. Once approved, your virtual card is issued and ready to use.

#### Important to know

* Identity verification is required to create a virtual card.
* Your card is issued only after successful verification.
* Verification is handled by a regulated partner.

#### Card creation fee

* A $10 card creation fee applies only to your first Anzo card.
* This fee is charged only if your identity verification is completed successfully and your first card is issued. If verification is not approved and the card is not created, the card creation fee is not charged.
* The first card creation fee is non-refundable once charged.
* There are no card creation fees for additional cards you create afterwards.