Bank transfer availability

Bank transfer availability depends on jurisdictional eligibility, regulatory requirements, sanctions restrictions, banking network availability, and payment partner policies.

Availability may differ between:

• receiving money by bank transfer

• sending money to a bank account

• supported currencies

• supported transfer rails

• individual verification eligibility

• business or entity eligibility, where applicable

A country may be supported for app access while bank transfer features remain unavailable.

Prohibited Countries and Regions

Bank transfer features are not available to users, entities, or beneficiaries that are domiciled in, operate from, or are primarily owned or controlled by persons in the following jurisdictions:

Country
Belarus	Central African Republic
Cuba	China
DR Congo	Eritrea
Iran	Guinea-Bissau
Iraq	Lebanon
Libya	Mali
North Korea	Russian Federation
Somalia	South Sudan
Sudan	Syria
Territories of Ukraine that are in dispute/ occupied by the Russian Federation, including Donbas, Donetsk, Luhansk and Crimea, and other parts of Eastern Ukraine.	Venezuela
Yemen	Zimbabwe

Restricted Industries and Activities

Regardless of location, bank transfer features are not available for users, entities, beneficiaries, or transactions connected to the following industries or activities:

• Arms, defense, military

• Atomic power

• Correspondent banks

• Counterfeit goods production, trading, or distribution

• CSAM

• Human trafficking

• Illicit drug production, trading, or distribution

• Proliferation financing

• Pyramid or Ponzi schemes

• Shell companies

• Unlicensed banks

• Unlicensed gambling or betting services

• Unlicensed pharmaceuticals

• Unlicensed/unregulated remittance agents

• Wildlife trafficking

• Any other illicit or criminal activity

• Any other unlicensed companies

Important to Know

• Bank transfer availability may change over time.

• Supported currencies and rails may differ by country.

• Some countries may support receiving money but not sending money, or the reverse.

• Access to bank transfer features requires identity verification.

• Additional checks may apply depending on the selected currency, rail, sender, recipient, and transaction details.

• Anzo may block, delay, reject, or return transfers where required by law, compliance rules, or payment network restrictions.