# Total Spending Power (TSP) Your **Total Spending Power (TSP)** represents the total amount you can use in Anzo at any given moment. It is the **single balance** used for: * sending money * spending with your card * completing payments TSP is displayed in **USD**. *** #### What is included in TSP TSP includes all funds that are available for use in your Anzo wallet, including: * money received from other users * funds added through supported methods * amounts that have completed processing and are available *** #### Why TSP is shown in USD USD is used as a reference currency to provide a consistent balance view. This means: * your available amount is displayed in a single currency * transactions are reflected against one unified balance * you can see the impact of any action immediately *** #### How TSP is used TSP is applied whenever you: * send money to another user * send funds outside Anzo * pay with your Anzo card Before confirming any action, the app shows: * how much of your TSP will be used * how the transaction will affect your balance *** #### What TSP is not Your Total Spending Power: * is not a traditional bank account balance * does not require managing multiple currencies manually * does not require understanding the underlying technical setup It represents the amount currently available for use. *** #### When TSP changes TSP updates automatically when: * funds are received * money is sent or spent * previously pending amounts become available or unavailable If part of your balance cannot be used, the app indicates this before you confirm a transaction. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.anzo.app/product-guide/getting-started/total-spending-power-tsp.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.