Total Spending Power (TSP)

Your Total Spending Power (TSP) represents the total amount you can use in Anzo at any given moment.

It is the single balance used for:

• sending money

• spending with your card

• completing payments

TSP is displayed in USD.

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What is included in TSP

TSP includes all funds that are available for use in your Anzo wallet, including:

• money received from other users

• funds added through supported methods

• amounts that have completed processing and are available

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Why TSP is shown in USD

USD is used as a reference currency to provide a consistent balance view.

This means:

• your available amount is displayed in a single currency

• transactions are reflected against one unified balance

• you can see the impact of any action immediately

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How TSP is used

TSP is applied whenever you:

• send money to another user

• send funds outside Anzo

• pay with your Anzo card

Before confirming any action, the app shows:

• how much of your TSP will be used

• how the transaction will affect your balance

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What TSP is not

Your Total Spending Power:

• is not a traditional bank account balance

• does not require managing multiple currencies manually

• does not require understanding the underlying technical setup

It represents the amount currently available for use.

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When TSP changes

TSP updates automatically when:

• funds are received

• money is sent or spent

• previously pending amounts become available or unavailable

If part of your balance cannot be used, the app indicates this before you confirm a transaction.