# Verification and Feature Access (Before/After KYC) You can create and use an Anzo wallet without completing identity verification. Some regulated features require verification (KYC) and will request it when you attempt to use them. *** #### Before KYC Before completing identity verification, you can: * create your wallet * sign in and secure the app * send and receive money with other Anzo users * send and receive digital assets on supported networks * view your balance and Total Spending Power (TSP) * explore available features At this stage: * core wallet functionality is available * peer-to-peer transfers are enabled * identity verification is not required If a specific action requires verification, the app will inform you before you proceed. *** #### When KYC is required Verification is required for features that involve regulated financial services. This includes: * adding funds to your account through supported payment methods * issuing a virtual card Different features may require different levels of verification, depending on applicable regulatory requirements. Verification is triggered when you initiate one of these actions. *** #### After KYC Once verification is completed (where required): * you can add funds to your account using supported payment methods * you can issue a virtual Anzo card * card payments become available *** #### How KYC works in Anzo * verification is not required to create or use a wallet * it applies only to specific regulated features * the app indicates when verification is required Verification expands available functionality. Basic wallet functionality remains available without verification. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.anzo.app/product-guide/getting-started/verification-and-feature-access-before-after-kyc.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.