# How Money Moves in Anzo Anzo uses a single balance model to manage all incoming and outgoing transactions. All funds that enter your wallet are reflected in your **Total Spending Power (TSP)**, shown as a single USD balance. Behind the scenes, funds are settled in **USDC on the Arbitrum network**, but the app always displays your available balance in USD for simplicity. Every transaction — whether incoming or outgoing — updates this balance. Money in Anzo can: * be received * be sent to another user * be sent outside Anzo * be used for card payments (where available) Before you confirm any transaction, the app shows: * the amount being used * any applicable fees * the expected outcome Transactions are processed according to the selected method and applicable regulatory requirements. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.anzo.app/product-guide/money-movement/how-money-moves-in-anzo.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.