How Money Moves in Anzo

Anzo uses a single balance model to manage all incoming and outgoing transactions.

All funds that enter your wallet are reflected in your Total Spending Power (TSP), shown as a single USD balance.

Behind the scenes, funds are settled in USDC on the Arbitrum network, but the app always displays your available balance in USD for simplicity.

Every transaction — whether incoming or outgoing — updates this balance.

Money in Anzo can:

• be received

• be sent to another user

• be sent outside Anzo

• be used for card payments (where available)

Before you confirm any transaction, the app shows:

• the amount being used

• any applicable fees

• the expected outcome

Transactions are processed according to the selected method and applicable regulatory requirements.