# Send to Another Anzo User

You can send money instantly to another Anzo user using their username.

#### How it works

1. Open **Send.**
2. Choose a recipient:
   * select someone from your recent list, or
   * search by **name or username**.
3. If the person is already on Anzo, they’ll appear in the results.
4. Select the recipient and continue.
5. Enter the amount you want to send.
6. Review the details and confirm.

Once confirmed, the transfer is processed instantly within Anzo.

#### If the person isn’t on Anzo

If the username you search for doesn’t belong to an Anzo user, the app lets you **invite them to join Anzo**.

You’ll be able to send money once they’ve created their username and completed setup.

#### Important

* Transfers between Anzo users do not include transfer fees.
* No additional identity verification is required for this action.
* The amount is deducted from your Total Spending Power (TSP) immediately.


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